Review 2026
FreeAgent
Reviewed by the Ikaroa team | Last updated: March 2026
Starting Price
£24/month
Founded
2007
Headquarters
Edinburgh, United Kingdom
Our Rating
4.2/5
Overview
FreeAgent is a UK accounting platform beloved by freelancers, contractors, and small business owners. Owned by NatWest Group, it is offered free to NatWest, Royal Bank of Scotland, and Ulster Bank business account holders. It handles invoicing, time tracking, expenses, tax, and project management with a focus on making accounting approachable.
We have been working with FreeAgent across multiple client projects since 2009, and this review reflects our hands-on experience implementing it for businesses of all sizes.
Key Features
FreeAgent Pricing
FreeAgent
£24/month
- •Unlimited invoices
- •Unlimited users
- •Expense management
- •VAT returns
- •Self-assessment
Free with NatWest
£0/month
- •All features included
- •Free for NatWest/RBS/Ulster Bank business customers
Pros & Cons
Pros
- +Free for NatWest/RBS business banking customers
- +Excellent for freelancers and contractors
- +Built-in self-assessment tax filing
- +Time tracking and project management included
- +Clean, friendly interface
Cons
- -Only one pricing tier (can be expensive if not a NatWest customer)
- -Limited inventory management
- -Fewer integrations than Xero
- -Not ideal for larger or more complex businesses
- -Reporting is basic compared to QuickBooks
Who Is FreeAgent Best For?
UK freelancers, contractors, and NatWest business banking customers
Alternatives to FreeAgent
Our Verdict
FreeAgent earns a strong 4.2/5 in our review. With pricing starting at £24/month, it offers free for natwest/rbs business banking customers. While only one pricing tier (can be expensive if not a natwest customer), it remains a solid choice for uk freelancers, contractors, and natwest business banking customers...
Claim Special Deal FreeAgentFreeAgent FAQ
Is FreeAgent worth it in 2026?▼
FreeAgent rates 4.2/5 in our review. It is best suited for UK freelancers, contractors, and NatWest business banking customers. Whether it is worth it depends on your specific needs and budget.
How much does FreeAgent cost?▼
FreeAgent pricing starts at £24/month for the FreeAgent plan. Check the pricing section for a full breakdown.
What are the best alternatives to FreeAgent?▼
Top alternatives to FreeAgent include QuickBooks, Xero, FreshBooks. Visit our alternatives page for a detailed comparison.
Does FreeAgent offer a free plan?▼
FreeAgent does not currently offer a free plan, but they do provide a free trial.
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